More Credit one of the fastest growing non-bank loan companies in Poland. Small Loan also operates in other European countries, including Latvia, Lithuania and the Czech Republic. From the very beginning of its activity in our country, it has been working on customer trust, and the proof of recognition are the certificates of Reliable Company and Financially Credible Corporation received by the company. In addition, the company belongs to the Association of Loan Companies.
The first payday loan in a Fashinista loan
You can take a short-term loan in a Fashinista loan for a period of 10 to 30 days, with the option of extension, and the loan amount should be between PLN 200 and PLN 2,000. We will receive the first loan of up to PLN 2,000 for free .
Fashinista loan – for whom?
To become a customer of More Credit, you must be a citizen of Poland, be at least 21 years old, but not more than 70, and have your own bank account. You also need a cell phone. The decision is also influenced by how we deal with servicing other liabilities – you cannot be entered in the KRD or ERIF debtors registers and you do not have unpaid liabilities in other loan institutions. In the case of regular customers, you can apply for another loan only after paying back the previous one.
Fashinista loan – registration process
The process of applying for a loan in Fashinista Loan is very transparent, simple and completely online. After choosing the amount and repayment period of interest for the loan, complete the form and register on the Fashinista Loan page. We need to confirm your registration by transferring a verification fee of PLN 0.01 from your own bank account, then you should log in to the user panel to accept the application. If all the activities are carried out correctly and we receive a positive decision on receiving the loan, the money will be sent to our account.
The costs of extensions in Fashinista loan
In the absence of funds to repay the loan, we can use the option to extend it for another 7, 14 or 30 days. For this purpose, we should transfer to the Fashinista Loan account the total cost of renewal using the renewal option in our user profile. The cost of extension should be paid before the loan is due. When deciding on the first free loan in Morecredit, and not being able to pay it back on time, we will have to pay PLN 116 for the next 7 days, PLN 179 for an additional 2 weeks or PLN 249 for an additional 30 days.
|PLN 500||PLN 800||1000 zlotys||PLN 1,500||PLN 2,000||PLN 3,000||PLN 4,000|
|7 days||PLN 116||PLN 149||PLN 168||PLN 227||PLN 275||PLN 381||PLN 490|
|14 days||PLN 179||PLN 229||PLN 259||PLN 349||PLN 423||PLN 586||754 PLN|
|30 days||PLN 249||PLN 349||PLN 389||PLN 489||589 PLN||PLN 789||PLN 999|
Prompts costs in a Fashinista loan
If the loan is not repaid on time, the customer is obliged to pay the total amount of the loan, which consists of the loan amount, commission for granting the loan and costs related to the actions taken to recover the amount due. Debt collection and writings include: reminders sent via text messages, reminders sent via e-mail, written requests for payment sent by registered mail, possibly telephone reminders and interest for late payment of the loan are calculated in the amount of the maximum interest specified in art. 359 § 2 (1) of the Civil Code, i.e. four times the amount of the Lambin loan of the National Bank of Poland.